Online access to bank account has been a problem for many home-based entrepreneurs for several years now, but it may come to end soon. Citibank is now offering ease and comfort for enterprising people who want to get more information and services from their credit cards and bank accounts right in the comfort of their own home. They even adopted the mobile banking application for Android phones to get in touch with Citi Mobile Payments.

The main purpose of this tool was to help track bank accounts, pay bills, transfer funds, view electronic statements and allow entrepreneurs to experience online banking services without having to go to the bank through the Citibank Online.

The Citibank’s mobile banking application or App for Android phones will also show its users shopping and dining offers exclusively for Citibank customers wherever they may be. This could easily be done by downloading from the Marketplace application in the Android phone.

"It is simple to navigate, assures you of secure access and has world-class banking features that allow you to do your transactions whenever you wish," said Roy Villareal, Consumer eBusiness director. "It even has a personal budgeting tool that can help you keep a close watch of your credit card expenses by creating a monthly budget for all your spending."

However, some sceptics are not too excited with this new application. Even if this is still new to many people and no known issues have been identified so far, some consumers are worried about the security measures the application has adopted. There are several cases in the past where mobile applications were hacked to either steal the user’s identity or to open their accounts and transfer their money without difficulty.