Car acquisition is a major decision. Here are a few helpful tips to help you determine what vehicle type to buy for your family:
- Family size
Take into account the current and potential size of your family in considering the size of the vehicle. Legroom and cabin comfort could be important considerations for your kids. As they grow and become more involved in different activities, you may require more space to accommodate the things they accumulate such as books, art materials, sport equipment, musical instruments, etc.
Do you intend to use your vehicle mainly for city driving or do you also plan to take regular trips outside the city? What activities will your family be involved in? Reading the reviews on the car you intend to buy will give you a better perspective of the car’s performance versus your requirements.
The type of engine you may settle for would also be influenced by the planned usage of the vehicle. Diesel-powered cars are normally noisier and slower but have better pulling power. Gas-powered cars on the other hand are faster, produce less smoke and offer smoother rides.
However you intend to use the vehicle, always check on the cars fuel efficiency before deciding on what vehicle to buy. It will not only save you money, but it will also help save the environment.
- Safety features
It is also important that you check on the car’s safety features such as airbags, anti-lock brake system, seat belts and traction control. Weight is also a factor in safety, especially when going out of town. Generally, heavier vehicles offer greater protection because it tends to be more stable.
Last but not the least, check the vehicle’s price. When buying a car, sometimes affordability takes the lead when evaluating one’s options. When faced with a budget constraint, getting a loan can help ease the burden of making such a major purchase decision.
Wennie Oliveros, Head of the Consumer Lending Group of Metrobank, says, "in line with our thrust of being the trusted partner of our clients, MetroCar addresses concerns on affordability and convenience. Our rates are low and very competitive and borrowers have the option to repay the loan anywhere from 12 months to 60 months."
"We also made loan repayments so much easier with several channels at our client’s convenience. A borrower can pay over the counter at any Metrobank branch, through auto debit from his or her Metrobank saving or checking account or through issuance of post-dated checks."
"To help our clients acquire their dream cars easily, we offer more than an affordable and easy loan package", Oliveros adds. "We are bringing back the MetroCar Great Rates Sale promo."
The MetroCar Great Rates Sale is the perfect opportunity for prospective car buyers to avail of a MetroCar loan at even lower interest rates. The promo will run from 3 July to 30 September 2009.
Metrobank is the country’s premier universal bank. For more information about the MetroCar Great Rates Sale, visit any Metrobank branch or call 898-8540, 898-8502, or 898-8577, or log on to www.metrobank.com.ph.